HDFC Flexi Cap vs Bank Of India Flexi Cap
Data updated · direct-growth plans · not investment advice
HDFC Flexi Cap currently edges it with a Smart Score of 87/100 vs 79/100. HDFC Flexi Cap has the stronger risk-adjusted profile (Sortino 0.99 vs 0.93), 3-year returns of 14.9% vs 18.9%, and an expense ratio of 0.77% vs 0.86%. Scores are relative to all Flexi Cap peers and refresh with every data update.
Portfolio overlap
lower = better diversificationOverlap = combined weight of stocks both funds hold (sum of the smaller weight per shared stock), from each fund's latest disclosed top-25 holdings.
| Returns (CAGR) | ||||
1Y return | -0.2% | 10.2%BEST | ||
3Y return | 14.9% | 18.9%BEST | ||
5Y return | 16.9%BEST | 16.6% | ||
Since launch | 15.9% | 26.0%BEST | ||
| Vs category benchmark | ||||
1Y vs index | +1.9% | +12.3%BEST | ||
3Y vs index | +5.1% | +9.1%BEST | ||
5Y vs index | +7.4%BEST | +7.1% | ||
Benchmark used | Nifty 500 | Nifty 500 | ||
| Risk | ||||
Sharpe ratio | 0.92BEST | 0.87 | ||
Sortino ratio | 0.99BEST | 0.93 | ||
Std deviation | 12.91BEST | 18.83 | ||
Alpha | 5.32 | 7.32BEST | ||
Beta | 0.80 | 1.10 | ||
| Cost & size | ||||
Expense ratio | 0.77%BEST | 0.86% | ||
Fund size | ₹1.14L CrBEST | ₹3.0k Cr | ||
Portfolio P/E | 24.81BEST | 27.84 | ||
| Ratings | ||||
Value Research | ★★★★★BEST | ★★★★★ | ||
Morningstar | ★★★★★BEST | ★★★★★ | ||
| Details | ||||
Fund manager | Amit Ganatra | Alok Singh | ||
Benchmark | Nifty 500 TRI | BSE 500 TRI | ||
Riskometer | High | High | ||
Start date | 01 Jan 2013 | 29 Jun 2020 | ||
| Top 5 holdings | ||||
Biggest positions |
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Quick answers
Is HDFC Flexi Cap better than Bank Of India Flexi Cap?
HDFC Flexi Cap currently edges it with a Smart Score of 87/100 vs 79/100. HDFC Flexi Cap has the stronger risk-adjusted profile (Sortino 0.99 vs 0.93), 3-year returns of 14.9% vs 18.9%, and an expense ratio of 0.77% vs 0.86%. Scores are relative to all Flexi Cap peers and refresh with every data update.
Which is cheaper — HDFC Flexi Cap or Bank Of India Flexi Cap?
HDFC Flexi Cap has the lower expense ratio: 0.77% vs 0.86% (direct plans). Lower fees compound in your favour over long holding periods.
Which has better risk-adjusted returns?
On the Sortino ratio (return per unit of downside risk), HDFC Flexi Cap leads with 0.99 vs 0.93. Sharpe ratios: HDFC Flexi Cap 0.92, Bank Of India Flexi Cap 0.87.