FundLens
46
Banking & FinancialHold

UTI BankIng And FIn Services

UTI · Direct–Growth · rank #17 of 31 by Smart Score

Data updated

Trailing returns

vs Nifty Bank (index-fund proxy)
1 Year
2.8%
+1.3% vs index
3 Years
12.1%
+4.5% vs index
5 Years
11.1%
+2.2% vs index
Since launch
11.5%

Year-by-year performance

last entry = YTD
2021
+15.5%
2022
+16.4%
2023
+20.8%
2024
+12.3%
2025
+17.5%
2026
-1.8%

Why this score

UTI BankIng And FIn Services scores 46/100 — #17 of 31 Banking & Financial fund (Hold). It stands out for volatility and fund size — beating 73% of peers on volatility. The main drag is its expense ratio (better than only 15% of peers).

Each bar shows the fund's percentile vs Banking & Financial peers — a longer bar beats more of the category.

Expense ratio1.38% · 15th percentile in category
5Y return11.09% · 35th percentile in category
Volatility15.67 · 73rd percentile in category
Fund size1451.73 Cr · 63rd percentile in category
1Y return2.75% · 30th percentile in category
Alpha2.60 · 40th percentile in category

Top holdings

top 5 = 57.5% of portfolio
1.HDFC Bank Ltd16.24%
2.ICICI Bank Ltd11.53%
3.State Bank of India10.17%
4.Axis Bank Ltd10.16%
5.Kotak Mahindra Bank Ltd9.39%

33 disclosed equity positions · portfolio as of Aug 2026 · weights are % of total corpus.

Other Banking & Financial funds